Losing Your Job

Losing your job can be a serious financial blow, especially if it's unexpected. There are many reasons why you may find yourself unemployed. Maybe you've been fired or laid off. Maybe you quit to find a better job, or to move somewhere where the employment situation is better for you. Whatever the case, being unemployed is not a vacation. Your new full-time job is to find a job. Fortunately, there are many resources available to aid you financially, and to help you regain employment.

Finding a New Job

Finding a new job can be difficult and demoralizing, especially when economy is not strong and there are few openings. Aside from searching newspapers for job postings, consider other resources that can help you find work. There are web sites devoted to matching workers with employers, and posting an on-line resume only takes a few minutes. Notifying your friends and acquaintances that you're looking for work is another effective way to gain employment. Also, by having a friend refer you to an employer, you get a built-in character reference. Your local Human Resources Development Canada office has self-service kiosks and computer workstations to assist you in your job search. The tools are available, and usually all it takes to find a new job quickly is dedication and hard work. Those are skills that any potential employer will value.

Employment Insurance

The HRDC office is also where you will go to apply for Employment Insurance benefits. If you find yourself out of work, you should immediately fill out an EI application. It may take as long as 28 days to receive any benefits from EI, so don't delay. Also, be aware that EI benefits are not guaranteed; you must qualify to receive benefits under the Employment Insurance Act. If you have any questions, contact your local HRDC office for more information.

Budgeting Between Jobs

If you're unemployed and living on a reduced income it's a good idea to make a temporary budget. Simply taking stock of what you have and how long you'll need it can prevent you from having financial trouble. If you start a job in a couple of weeks, it may be another month before you receive your cheque. Any reasonable budget should reflect this fact.