Interac e-Transfer®

Free Yourself. Send money instantly with online banking and the mobile banking app.



Free Yourself. Send money instantly with online banking and the mobile banking app.

Imagine lying beachside in a far-off sunny destination when your daughter calls from university and needs a little money to help her get by. That's the kind of convenience offered by Interac e-Transfer®, a special feature available through online banking and our mobile banking app.

Not signed up for online banking? Contact us today and we'll get you set up in minutes. Don't miss out on discovering what freedom is for you.

Download the mobile banking app by visiting cpclare.cuapp.ca.

New Features

Autodeposit


The Autodeposit feature allows you to have money sent via Interac e-Transfer automatically deposited directly into your bank account, without having to answer a security question. The Autodeposit feature continues to provide the value of Interac e-Transfer, without the need to share financial information.

For senders, there is added convenience of not needing to convey security answers while continuing to have the security of knowing who is receiving the funds, prior to sending.

Set-up is simple:
  1. Log in to your financial institution's online or mobile banking and navigate to Autodeposit, typically found in the Interac e-Transfer settings.
  2. Register your e-mail address and link your account. Any transfers to the registered email address will be automatically deposited into the account.
  3. You will receive an email to confirm your registration. Check your inbox and click "Complete Registration".

Request Money


Easily request money you are owed with the Interac e-Transfer Request Money feature. When you send a request for money, the recipient is notified instantly and can accept the request. If accepted, the requested amount will be automatically deposited into your account and you will be notified when funds are available.

  1. Log in to your financial institution's online banking or mobile banking and navigate to Interac e-Transfer Request Money.
  2. Add or select a contact and fill out the name and e-mail address or mobile phone number of the person you wish to send the request to.
  3. Type in the specified amount you are requesting and select the account you would like the funds to be deposited into. You can also include a personalized message with the request.
  4. Once the recipient has fulfilled your request, funds will immediately be deposited into your bank account and you will be notified immediately.

What is Interac e-Transfer®? Expand/Collapse

Interac e-Transfer® is used to send, request and receive money in minutes*. Anyone with an email address or mobile phone number and an account at a participating Canadian credit union or bank can use the service without sharing any personal financial information. The process is simple, convenient and secure and provides a great alternative to cheques and cash.

Benefits Expand/Collapse

  • Send and receive money directly from and to your existing bank account
  • Autodeposit your money or request money
  • It’s quick, safe, easy, and convenient.
  • Accessible through online banking, mobile web, and mobile apps
  • Funds are accessible immediately after the transfer is deposited.
  • No personal or financial information is shared

E-Transfer® Limits Expand/Collapse

Sending Limits
$3000 per transaction
$10,000 7-day span
$20,000 30-day span
Receiving Limits
$10,000 Daily
$70,000 7-day span
$300,000 30-day span

How secure is Interac e-Transfer®? Expand/Collapse

Interac e-Transfer® is one of the safest digital money transfer services in the world. When the service is used, the money is transferred using established and secure banking procedures that financial institutions have used for years to settle cheques, bank machine deposits and withdrawals. Money never travels by email or text - these are simply used to notify you that money was sent or requested, as well as provide instructions to deposit.

How do I access Interac e-Transfer®? Expand/Collapse

Interac e-Transfer® can be accessed through Online Banking, Mobile Web and the Mobile App.  Once logged in, simply select Transfers from the navigation menu to access Interac e-Transfer®.

Learn More Expand/Collapse

Have a further question about Interac e-Transfer®?
Visit these Frequently Asked Questions or talk to us today.
® Trademark of INTERAC Inc. Used under license
* Transfer time is dependent on internet and financial institution connectivity
 

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