First-Time Homebuyer Pilot Program

The First-Time Homebuyer Pilot Program is a mortgage solution offered exclusively through Nova Scotia Credit Unions and supported by a deficiency guarantee from the Government of Nova Scotia.

Designed to help first-time buyers across Nova Scotia enter the housing market sooner, this program reduces common barriers and provides greater peace of mind — with no unexpected surprises along the way.

If you’re ready to take the first step toward homeownership, we’re here to help guide you through every stage of the journey.