Rates

4.70%

Atlantic Prime Rate
Baseline rate upon which floating rate loans are negotiated.

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1.40%

YOUR HISA
Higher interest with no monthly fee. Enjoy unlimited access to online/electronic transfers so you can move money easily, while saving big.

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Mortgages

Rates effective as of 2026-10-16

Mortgages	Rate
1 Year	7.140%
2 Years	7.040%
3 Years	6.940%
4 Years	6.840%
5 Years	6.740%

Investments

Term Deposits	Rate
1 Year	3.500%
2 Years	3.800%
3 Years	3.950%
4 Years	4.100%
5 Years	4.200%

Variable RRSPs
Variable - 0 to $4,999	0.10%
Variable - $5,000 to $9,999	0.15%
Variable - $10,000 to $24,999	0.20%
Variable - $25,000 to $49,999	0.25%
Variable - $50,000 +	0.30%

RRSPs
Non-redeemable - 1 year	3.500%
Non-redeemable - 2 year	3.800%
Non-redeemable - 3 year	3.950%
Non-redeemable - 4 year	4.100%
Non-redeemable - 5 year	4.200%
Redeemable - 1 year	1.500%