The First-Time Homebuyer Pilot Program is a mortgage product offered exclusively by Nova Scotia Credit Unions and backed by a deficiency guarantee from the Government of Nova Scotia. This program helps first-time buyers in Nova Scotia get into a home sooner, with fewer barriers and no extra surprises.
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Let's have a conversation. Find out if you pre-qualify
At Caisse populaire de Clare, we believe this program can help open the door to homeownership. Our local mortgage team is here to guide you every step of the way. Not a member? That’s okay! You can still book an appointment, and we’re happy to help you see if this could work for you.
These Frequently Asked Questions (FAQs) provide a quick overview of eligibility for members. Our experts will review the full requirements with you during your appointment to help pre-qualify you.
Anyone who meets the eligible criteria and standard requirements. This is a pilot program available only through participating Atlantic credit unions. Program details are available on the Government of Nova Scotia website.
Our friendly, knowledgeable advisors will review the full eligibility details with you during your appointment. Additional terms and conditions apply.
Anyone who meets the eligible criteria and standard requirements. This is a pilot program available only through participating Atlantic credit unions. Program details are available on the Government of Nova Scotia website.
Our friendly, knowledgeable advisors will review the full eligibility details with you during your appointment. Additional terms and conditions apply.
Anyone who meets the eligible criteria and standard requirements. This is a pilot program available only through participating Atlantic credit unions. Program details are available on the Government of Nova Scotia website.
Our friendly, knowledgeable advisors will review the full eligibility details with you during your appointment. Additional terms and conditions apply.
New construction, purchase-plus-improvements, refinancing, and closing costs (appraisals, legal fees, etc.) are not included under the program.
